Kmart Layaway

This is a sponsored post. I am a Kmart blogger, though all opinions are my own.

I’ve never actually used a layaway plan before but have always thought it was a great idea. Whether or not you want to admit it; the countdown is on to the holiday season! Although many of us don’t start shopping, decorating and celebrating until after Thanksgiving, there are a few holiday ‘musts’ that you need to start sooner rather than later (we’re talking before Halloween). First, putting your big (or small) items on Layaway. Since most Layaway contracts are eight weeks long, this is the ideal time to shop now and pay over time. You don’t want your wallet to go into shock on November 29th, do you? Didn’t think so. Still need convincing?


Kmart Layaway

Here are a few ‘Layaway Lessons’ to keep in mind:

1.) The cat ate your Christmas tree. OK, so even if you don’t have a cat but last year’s Christmas tree was on its last limb and this is the year you need a new one. On the other hand, maybe you just got a cat and the days of having a real tree are over. Either way, you need some new decorating digs. Pick up a pre-lit tree (because that’s the way to go), LED lights, wreaths and village houses now and pay them off in time for decking those halls! Or simply buy a real Christmas tree.
2.) Your gift list has grown. Maybe you’ve found a new group of friends, entered into a new family or you’re just feeling extra generous this year. Long gift lists call for Layaway. Fill that cart to the brim and roll it over to the Layaway counter. Your pals won’t know you paid their gifts off over time.
3.) Money is tight this year. It’s not just you; many of us are watching our spending. If you’re having trouble staying afloat while keeping those bills paid, Layaway is a must. Not only will you avoid ‘wallet shock,’ you’ll keep your pre-holiday peace of mind.

Whether you have one or 100 items , you can Layaway almost everything on your list without paying a service fee through 11/23. Plus, you can pay in store, online or using a mobile phone. Eight or 12 weeks later (depending on your contract) pick up your items and you’re good to go! Bonus: After you figure out how easy it is, you can Layaway all year round at Kmart.

Do you use a layaway plan during the holiday season?

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  1. Layaway is a really smart way to go. You are able to get all of the gifts that you want without having to go into debt! It’s nice that Kmart offers this service.

  2. I set up online layaway with them last year and it was easy breezy and ready for me to pick up in the store after all payments had been made. I really liked the convenience.

  3. Tammy says:

    We don’t do layaway. If we don’t have the money in hand to pay, it just doesn’t get bought.

  4. I shop Kmart pretty often, but never think to do layaway.

  5. I only have a few gifts left to buy this year, but I usually use layaway! It helps budgeting so much!

  6. Jenn says:

    We had to throw out our Christmas tree last year since it was on its last leg. Time to see what Kmart has available!

  7. Donna says:

    I don’t do layaway usually, but it really can be helpful if you are on a budget, or if you see something that you really need at a great price and are afraid it will be gone by the time you have the money.

  8. Mellisa says:

    I love that Kmart is doing Layaway! This is a great service for families especially for people who don’t have credit cards or don’t want to hassle with them.

  9. HilLesha says:

    That’s great to hear! It seems like a lot of companies aren’t doing layaway this year.

  10. Angela says:

    Kmart layaway comes in so handy for Christmas shopping. I remember my Mom using it back when I was a kid.

  11. courtney says:

    I love paying things off right away but know so many can’t do that – so glad Kmart helps in that respect :)

  12. We don’t have any Kmarts near us but its good to hear they have a layaway option.

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